Does the bank accept SEPA Instant?
Check by BIC, IBAN or name whether a bank is registered for SEPA Instant. 2,843 institutions in 41 countries, official EPC register updated daily.
2,843Participants
41Countries
26 October 2026Latest joiner
SEPA Instant banks by country
Albania 1Andorra 3Austria 368Belgium 33Bulgaria 29Croatia 20Cyprus 25Czech Republic 11Denmark 33Estonia 9Finland 13France 214Germany 1088Gibraltar 1Greece 18Guernsey 1Hungary 5Iceland 1Ireland 173Italy 348Jersey 2Latvia 18Liechtenstein 8Lithuania 64Luxembourg 50Malta 31Monaco 1Netherlands 35North Macedonia 1Norway 1Poland 8Portugal 33Romania 5San Marino 5Serbia 1Slovakia 13Slovenia 13Spain 107Sweden 6Switzerland 4United Kingdom 43
Upcoming joiners
| Institution | BIC | City | Country | SEPA Instant |
|---|---|---|---|---|
| Crowdestate AS | CRWDEE22XXX | Tallinn | Estonia | from 2 November 2026 |
| LUNAR BANK A/S | LUNADK22XXX | Aarhus | Denmark | from 2 November 2026 |
| TRINITY BANK a.s. | MPUBCZPPXXX | Praha | Czech Republic | from 2 November 2026 |
| XACE MALTA LTD | XAMAMTM2XXX | Swatar | Malta | from 3 November 2026 |
| CESKA SPORITELNA A.S. | GIBACZPXXXX | PRAGUE 4 | Czech Republic | from 24 November 2026 |
| ERSTE BANK HUNGARY NYRT | GIBAHUHBXXX | BUDAPEST | Hungary | from 24 November 2026 |
| VAN DE PUT & CO Private Bankers NV | VAPEBE22XXX | Antwerp | Belgium | from 27 November 2026 |
| OTP BANK PLC. | OTPVHUHBXXX | BUDAPEST | Hungary | from 30 November 2026 |
| Kaiser Partner Privatbank AG | SERBLI22XXX | Vaduz | Liechtenstein | from 1 December 2026 |
| MIPISE PAYMENT SERVICES | MIPVFRP2XXX | Paris | France | from 2 December 2026 |
| HR Pay Solutions | PAUIBE22XXX | Antwerp | Belgium | from 2 December 2026 |
| Revolut Bank S.A. | REVOFRP2XXX | Paris | France | from 2 December 2026 |
| Sparekassen Balling | BALLDK21XXX | Spottrup | Denmark | from 7 December 2026 |
| BYBLOS BANK EUROPE S.A. | BYBBBEBBXXX | Brussels | Belgium | from 7 December 2026 |
| CESKOSLOVENSKA OBCHODNI BANKA, A.S. | CEKOCZPPXXX | PRAGUE 5 | Czech Republic | from 7 December 2026 |
| Danske Andelskassers Bank A/S | DANBDK22XXX | Tjele | Denmark | from 7 December 2026 |
| EFG BANK VON ERNST AG | EFGBLI22XXX | VADUZ | Liechtenstein | from 7 December 2026 |
| Andelskassen Fælleskassen | FAELDKK1XXX | Frederiksberg | Denmark | from 7 December 2026 |
| FLOWPAY S.R.L. | FLWPIT22XXX | FIRENZE | Italy | from 7 December 2026 |
| Frorup Andelskasse | FROPDK21XXX | Frorup | Denmark | from 7 December 2026 |
| Hvidbjerg Bank A/S | HVBADK21XXX | Thyholm | Denmark | from 7 December 2026 |
| Laegernes Bank | LAPNDKK1XXX | Frederiksberg | Denmark | from 7 December 2026 |
| Aktieselskabet Lollands Bank | LOBADK21XXX | Nakskov | Denmark | from 7 December 2026 |
| A/S Mons Bank | MONSDK21XXX | Stege | Denmark | from 7 December 2026 |
| K & H BANK ZRT. | OKHBHUHBXXX | BUDAPEST | Hungary | from 7 December 2026 |
| Partners Banka, a.s. | PTBNCZPPXXX | Praha 4 – Chodov | Czech Republic | from 7 December 2026 |
| SEPAGA E.M.I. LTD | SEPMCY2NXXX | Nicosia | Cyprus | from 7 December 2026 |
| MONELIQ EUROPE SIA | MONQLV22XXX | Marupes nov | Latvia | from 8 December 2026 |
| Kreditbanken A/S | AAKRDK22XXX | Aabenraa | Denmark | from 10 December 2026 |
| UniCredit Bank Serbia A. D | BACXRSBGXXX | Belgrade | Serbia | from 10 December 2026 |
Recent joiners
| Institution | BIC | City | Country | SEPA Instant |
|---|---|---|---|---|
| mediserv Bank GmbH | MEGHDE81XXX | Saarbruecken | Germany | 26 October 2026 |
| NEXTEDGE, UAB | BLDRLT21XXX | Vilnius | Lithuania | 6 October 2026 |
| Getnet Emoney EDE, S.L. | PAGOES22XXX | Madrid | Spain | 6 October 2026 |
| ALPHA FX EUROPE LIMITED | APAHMTMAXXX | Valletta | Malta | 5 October 2026 |
| AFT EU B.V. | ATTTNL22XXX | Amsterdam | Netherlands | 5 October 2026 |
| BULGARIAN DEVELOPMENT BANK AD | NASBBGSFXXX | SOFIA | Bulgaria | 5 October 2026 |
| Satispay Europe SA | SATYLUL1XXX | LUXEMBOURG | Luxembourg | 5 October 2026 |
| TRILIA NET PAYMENT INSTITUTION SOCIETE ANONYME | TNPIGRA2XXX | Athens | Greece | 5 October 2026 |
| MIFINITY MALTA LIMITED | MFMAMTM2XXX | BIRKIRKARA | Malta | 15 September 2026 |
| MONETIC S.P.A. | MOECITR2XXX | Roma | Italy | 8 September 2026 |
| NEUE BANK AG | NBANLI22XXX | VADUZ | Liechtenstein | 1 September 2026 |
| PayFuture FS MT Ltd. | PFFSMTMTXXX | BIRKIRKARA | Malta | 1 September 2026 |
Frequently asked questions
What is SEPA Instant?
The European scheme for instant euro transfers: within 10 seconds, 24/7. Learn more.
What if the bank is not listed?
It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.