SEPA Instant banks in Luxembourg
Institutions in Luxembourg registered for SEPA Instant according to the official EPC register, with BIC and joining date.
Luxembourg is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
| Institution | BIC | City | SEPA Instant |
|---|---|---|---|
| 3S Money (Luxembourg) SA | MOLULU22XXX | Luxembourg | 3 February 2025 |
| ANDBANK LUXEMBOURG S.A. | BACALULLXXX | LUXEMBOURG | 2 December 2024 |
| Bank Julius Baer Europe S.A. | BAERLULUXXX | LUXEMBOURG | 6 January 2025 |
| Bank of China (Europe) SA | BKCHLULAXXX | Luxembourg | 9 January 2025 |
| BANK OF CHINA LIMITED, Luxembourg Branch | BKCHLULLXXX | LUXEMBOURG | 6 January 2025 |
| Banking Circle S.A. | BCIRLULLXXX | LUXEMBOURG | 5 July 2021 |
| Bankinter Luxembourg S.A. | BKBKLULLXXX | Luxembourg | 8 January 2025 |
| BANQUE DE LUXEMBOURG S.A. | BLUXLULLXXX | LUXEMBOURG | 6 January 2025 |
| Banque de Patrimoines Privés | BBPPLULLXXX | Luxembourg | 2 December 2024 |
| BANQUE ET CAISSE D'EPARGNE DE L'ETAT LUXEMBOURG | BCEELULLXXX | LUXEMBOURG | 2 November 2020 |
| BANQUE INTERNATIONALE A LUXEMBOURG S.A. | BILLLULLXXX | LUXEMBOURG | 1 September 2020 |
| Banque J. Safra Sarasin (Luxembourg) SA | BSAFLULLXXX | Luxembourg | 6 November 2025 |
| Banque Raiffeisen S.C. | CCRALULLXXX | Leudelange | 9 January 2025 |
| BANQUE TRANSATLANTIQUE LUXEMBOURG SA | CMCILUL1XXX | LUXEMBOURG | 6 January 2025 |
| BGL BNP Paribas | BGLLLULLXXX | LUXEMBOURG | 20 July 2021 |
| BPER Bank Luxembourg S.A. | BPMOLULSXXX | LUXEMBOURG | 31 March 2025 |
| BTG Pactual Europe S.A. (Luxembourg) | FISPLU22XXX | Luxembourg | 6 January 2025 |
| CA INDOSUEZ WEALTH (EUROPE) | AGRILULAXXX | LUXEMBOURG | 9 January 2025 |
| CAIXABANK WEALTH MANAGEMENT LUXEMBOURG S.A. | CAIXLULLXXX | LUXEMBOURG | 8 January 2025 |
| China Construction Bank (Europe) S.A. | PCBCLULLXXX | Luxembourg | 6 January 2025 |
| China Construction Bank Corporation, Luxembourg Branch | PCBCLULXXXX | Luxembourg | 6 January 2025 |
| DELEN PRIVATE BANK LUXEMBOURG SA | DELELULLXXX | LUXEMBOURG | 6 January 2025 |
| DEUTSCHE BANK LUXEMBOURG S.A. | DEUTLULLXXX | LUXEMBOURG | 9 December 2025 |
| DNB LUXEMBOURG S.A. | UBNLLULLXXX | LUXEMBOURG | 8 October 2025 |
| DZ PRIVATBANK S.A. | GENOLULLXXX | LUXEMBOURG | 6 January 2025 |
| Edmond de Rothschild (Europe) | PRIBLULLXXX | LUXEMBOURG | 6 May 2025 |
| EFG Bank (Luxembourg) S.A. | EFGBLULXXXX | Luxembourg | 6 January 2025 |
| Eurobank Private Bank Luxembourg S.A. | ERBKLULLXXX | LUXEMBOURG | 6 January 2025 |
| ICBC Europe SA | ICBKLULUXXX | Luxembourg | 9 January 2025 |
| ICBC Luxembourg branch | ICBKLULLXXX | Ville-Haute Luxembourg | 3 February 2025 |
| ING Luxembourg S.A. | CELLLULLXXX | Luxembourg | 15 May 2023 |
| INTESA SANPAOLO BANK LUXEMBOURG S.A. | SEBKLULLXXX | LUXEMBOURG | 2 December 2024 |
| Intesa Sanpaolo Wealth Management S.A. | CBPXLULLXXX | LUXEMBOURG | 2 September 2024 |
| IRACE Digital Bank (Europe) S.A. | FUNDLU2LXXX | Leudelange | 23 December 2025 |
| LOMBARD ODIER (EUROPE) S.A. | LOCYLULLXXX | LUXEMBOURG | 6 January 2025 |
| MANGOPAY SA | MAGYLUL1XXX | Luxembourg | 7 October 2024 |
| Northern Trust Global Services SE Luxembourg | CNORLULXXXX | Leudelange | 6 January 2025 |
| OLKYPAY | OPSPFR21XXX | Fentange | 31 May 2021 |
| PayPal (Europe) S.à r.l. et Cie, SCA | PPLXLUL2XXX | LUXEMBOURG | 5 June 2023 |
| PingPong Europe S.A. | PGPGLULLXXX | Luxembourg | 2 September 2024 |
| POST Luxembourg | CCPLLULLXXX | LUXEMBOURG | 30 November 2024 |
| Quintet Private Bank (Europe) S.A. | KBLXLULLXXX | LUXEMBOURG | 9 January 2025 |
| Satispay Europe SA | SATYLUL1XXX | LUXEMBOURG | 5 October 2026 |
| Société Générale Luxembourg | SGABLULLXXX | LUXEMBOURG | 6 January 2025 |
| SOGEXIA S.A. | SOXALULLXXX | Luxembourg | 6 January 2025 |
| SWISSQUOTE BANK EUROPE S.A. | SWQBLULLXXX | LUXEMBOURG | 9 January 2025 |
| UNICREDIT INTERNATIONAL BANK (LUXEMBOURG) S.A. | UNCRLULLXXX | LUXEMBOURG | 9 January 2025 |
| UNION BANCAIRE PRIVEE (EUROPE) S.A. | DBSALULLXXX | LUXEMBOURG | 6 January 2025 |
| Vivid Money S.A. | VVIDLUL2XXX | Luxembourg | 2 December 2024 |
| VP BANK LUXEMBOURG S.A. | VPBVLULLXXX | LUXEMBOURG | 4 April 2025 |