SEPA Instant banks in Croatia
Institutions in Croatia registered for SEPA Instant according to the official EPC register, with BIC and joining date.
Croatia is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
| Institution | BIC | City | SEPA Instant |
|---|---|---|---|
| Addiko Bank d.d. | HAABHR22XXX | ZAGREB | 24 June 2023 |
| Agram banka d.d. | KREZHR2XXXX | ZAGREB | 6 January 2025 |
| BANKA KOVANICA D.D. | SKOVHR22XXX | VARAZDIN | 6 January 2025 |
| CROATIA BANKA D.D. | CROAHR2XXXX | ZAGREB | 6 January 2025 |
| ERSTE AND STEIERMAERKISCHE BANK D.D. | ESBCHR22XXX | RIJEKA | 7 October 2024 |
| HRVATSKA NARODNA BANKA (CROATIAN NATIONAL BANK) | NBHRHR2XXXX | ZAGREB | 6 January 2025 |
| HRVATSKA POSTANSKA BANKA D.D. | HPBZHR2XXXX | ZAGREB | 24 June 2023 |
| IMEX BANKA D.D. | IMXXHR22XXX | SPLIT | 6 January 2025 |
| ISTARSKA KREDITNA BANKA UMAG D.D. | ISKBHR2XXXX | UMAG | 24 June 2023 |
| J&T banka d.d. | VBVZHR22XXX | VARAZDIN | 6 January 2025 |
| KARLOVACKA BANKA D.D. | KALCHR2XXXX | KARLOVAC | 6 January 2025 |
| KENTBANK D.D. | KENBHR22XXX | ZAGREB | 6 January 2025 |
| OTP BANKA HRVATSKA D.D. | OTPVHR2XXXX | Split | 6 January 2025 |
| PARTNER BANKA D.D. ZAGREB | PAZGHR2XXXX | ZAGREB | 24 June 2023 |
| PODRAVSKA BANKA D.D. | PDKCHR2XXXX | KOPRIVNICA | 6 January 2025 |
| PRIVREDNA BANKA ZAGREB D.D. | PBZGHR2XXXX | ZAGREB | 2 December 2024 |
| RAIFFEISENBANK AUSTRIA D.D. ZAGREB | RZBHHR2XXXX | ZAGREB | 1 July 2024 |
| SAMOBORSKA BANKA D.D. | SMBRHR22XXX | SAMOBOR | 6 January 2025 |
| SLATINSKA BANKA D.D. | SBSLHR2XXXX | SLATINA | 6 January 2025 |
| ZAGREBACKA BANKA DD | ZABAHR2XXXX | ZAGREB | 24 June 2023 |