SEPA Instant banks in Ireland
Institutions in Ireland registered for SEPA Instant according to the official EPC register, with BIC and joining date.
Ireland is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
| Institution | BIC | City | SEPA Instant |
|---|---|---|---|
| ABBEYFEALE CREDIT UNION LIMITED | ABRUIE21XXX | Limerick | 2 December 2024 |
| ACCESS CREDIT UNION LIMITED | MSCNIE21XXX | SKIBBEREEN | 2 December 2024 |
| AFFINITY CREDIT UNION LTD. | CSRUIE21XXX | CASHEL | 9 January 2025 |
| Allied Irish Banks plc | AIBKIE2DXXX | DUBLIN | 2 December 2024 |
| ALTURA CREDIT UNION | GOCIIE21XXX | GOREY | 9 January 2025 |
| AN POST | PSTSIE21XXX | DUBLIN | 15 November 2024 |
| ANSAC Credit Union Limited | ANUNIE21XXX | Drumcondra | 2 December 2024 |
| ARDEE CREDIT UNION LIMITED | ARCUIE21XXX | ARDEE | 9 January 2025 |
| ARKLOW CREDIT UNION LIMITED | ARRUIE21XXX | Co Wicklow | 2 December 2024 |
| Associated Foreign Exchange Ireland Limited | AFEEIE2DXXX | Dublin | 2 October 2023 |
| ATHENRY CREDIT UNION LIMITED | ATRUIE21XXX | Co. Galway | 2 December 2024 |
| Aviate Credit Union | JACNIE21XXX | DUBLIN | 2 December 2024 |
| B AND S CREDIT UNION LIMITED | CRUNIE21XXX | Co Donegal | 9 January 2025 |
| BALLINA CREDIT UNION LIMITED | BLCIIE21XXX | BALLINA | 2 December 2024 |
| BALLINCOLLIG CREDIT UNION LIMITED | BLRNIE21XXX | BALLINCOLLIG | 9 January 2025 |
| BALLYCONNELL CREDIT UNION LIMITED | BLTOIE21XXX | Cavan | 2 December 2024 |
| Ballyfermot Inchicore Credit Union Limited | BLTUIE21XXX | DUBLIN | 2 December 2024 |
| BALLYGALL CREDIT UNION LIMITED | BLTNIE21XXX | Dublin | 2 December 2024 |
| BALLYMOTE AND DISTRICT CREDIT UNION LIMITED | BDCLIE21XXX | Co. Sligo | 9 January 2025 |
| Ballyshannon and Killybegs Credit Union Limited | BLDIIE21XXX | Killybegs | 9 January 2025 |
| Bank of America Europe Designated Activity Company | BOFADEFXXXX | DUBLIN | 15 February 2022 |
| BANTRY CREDIT UNION LIMITED | BNRUIE21XXX | Co Cork | 2 October 2024 |
| BARCLAYS BANK IRELAND PLC | BARCIE2DXXX | DUBLIN | 4 November 2019 |
| Black Raven Credit Union Limited | BREOIE21XXX | Dublin | 2 December 2024 |
| BLACKPOOL CREDIT UNION LIMITED | BLIOIE21XXX | Co. Cork | 2 December 2024 |
| Blackrock Credit Union Limited | BLIUIE21XXX | Dublin | 2 December 2024 |
| BLARNEY CREDIT UNION LIMITED | BLIIIE21XXX | Cork | 9 January 2025 |
| BLESSINGTON AND DISTRICT CREDIT UNION LIMITED | BDRIIE21XXX | Co Wicklow | 2 December 2024 |
| CAHIR CREDIT UNION LIMITED | CHCUIE21XXX | Co Tipperary | 9 January 2025 |
| CAIRDE CREDIT UNION LIMITED | DURNIE21XXX | Dungarvan | 9 January 2025 |
| CANA CREDIT UNION LIMITED | CNRNIE21XXX | Dublin 2 | 2 December 2024 |
| Capital Credit Union | DURUIE21XXX | Dublin 14 | 9 January 2025 |
| CARA CREDIT UNION LIMITED | TRRIIE21XXX | TRALEE | 2 December 2024 |
| CARLOW DISTRICT CREDIT UNION LIMITED | CDEUIE21XXX | Co. Carlow | 9 January 2025 |
| CARRICK ON SUIR CREDIT UNION LIMITED | CIEOIE21XXX | Co. Tipperary | 2 December 2024 |
| CASTLEBLAYNEY CREDIT UNION LIMITED | CSRIIE21XXX | Co. Monaghan | 2 December 2024 |
| CASTLECOMER CREDIT UNION LIMITED | CSENIE21XXX | Kilkenny | 2 December 2024 |
| Cavan Credit Union Limited | CVCUIE21XXX | Cavan | 2 December 2024 |
| CITIBANK EUROPE PLC Ireland | CITIIE2XXXX | DUBLIN | 6 April 2022 |
| CLADDAGH CREDIT UNION LIMITED | ACRUIE21XXX | Co. Galway | 2 December 2024 |
| Clonakilty & Dunmanway Credit Union Limited | MCCRIE21XXX | Co. Cork | 2 December 2024 |
| CLONES CREDIT UNION LIMITED | CLROIE21XXX | Co Monaghan | 4 November 2024 |
| CLONMEL CREDIT UNION LIMITED | CLEUIE21XXX | Co Tipperary | 2 December 2024 |
| Cois Sionna Desmond Credit Union Limited | CSCIIE21XXX | Co Limerick | 9 January 2025 |
| COMHAR CREIDMHEASA CHOLM CILLE TEORANTA | CCHCIE21XXX | Co Galway | 2 December 2024 |
| COMHAR CREIDMHEASA GHAOTH DOBHAIR TEORANTA | CCGDIE21XXX | Leitir Ceanainn | 2 December 2024 |
| COMHAR LINN INTO CREDIT UNION LIMITED | CLIRIE21XXX | DUBLIN | 2 December 2024 |
| Connect Credit Union Ltd | KICNIE21XXX | Castlebellingham | 2 December 2024 |
| Connemara Credit Union Ltd. | CSDUIE21XXX | Co Galway | 2 December 2024 |
| CORE CREDIT UNION | SBDCIE21XXX | Glenageary | 2 December 2024 |
| Credit Union Plus Ltd | MNCUIE21XXX | NAVAN | 2 December 2024 |
| Croi Laighean Credit Union Ltd. | EDCNIE21XXX | EDENDERRY | 2 December 2024 |
| CROSSHAVEN-CARRIGALINE CREDIT UNION LIMITED | CSDNIE21XXX | Co Cork | 2 December 2024 |
| CURRENXIE TECHNOLOGIES LIMITED | CUXRIE2DXXX | Dublin 2 | 16 February 2026 |
| DERG CREDIT UNION LIMITED | DEEUIE21XXX | Co Clare | 2 December 2024 |
| DONEGAL (TOWN) CREDIT UNION LIMITED | DTCUIE21XXX | Co Donegal | 2 December 2024 |
| DONORE CREDIT UNION LIMITED | DORUIE21XXX | DUBLIN | 2 December 2024 |
| DROGHEDA CREDIT UNION LIMITED | DRCUIE21XXX | DROGHEDA | 4 November 2024 |
| DRUMSHANBO CREDIT UNION LIMITED | DRCIIE21XXX | Co. Leitrim | 9 January 2025 |
| DUBCO IRELAND CREDIT UNION LIMITED | DUCUIE21XXX | DUBLIN | 2 December 2024 |
| DUNBOYNE & DISTRICT CREDIT UNION LIMITED | DDCIIE21XXX | Dunboyne | 2 December 2024 |
| EAST COAST CREDIT UNION LIMITED | BRRUIE21XXX | BRAY | 9 January 2025 |
| EBS DESIGNATED ACTIVITY COMPANY | EBSIIE2DSDD | DUBLIN | 2 December 2024 |
| Education Credit Union Limited | ASRNIE21XXX | Dublin 2 | 2 December 2024 |
| ELEVATE CREDIT UNION LIMITED | DCRUIE21XXX | CORK | 2 December 2024 |
| EMYVALE DISTRICT CREDIT UNION LIMITED | EDCIIE21XXX | Co Monaghan | 2 December 2024 |
| ENFIELD CREDIT UNION LIMITED | ENCUIE21XXX | Enfield | 2 December 2024 |
| ENNISCORTHY CREDIT UNION LIMITED | ENCNIE21XXX | Co Wexford | 9 January 2025 |
| Ennistymon & District Credit Union Limited | EDRUIE21XXX | Ennistymon | 2 December 2024 |
| FINGLAS CREDIT UNION LIMITED | FIRUIE21XXX | FINGLAS | 9 January 2025 |
| Fire Financial Services Limited | CPAYIE2DXXX | Dublin | 4 May 2026 |
| First Choice Credit Union Limited | CSRNIE21XXX | CASTLEBAR | 2 December 2024 |
| First South Credit Union | BCDUIE21XXX | Cork | 2 December 2024 |
| First Tech Credit Union Limited | ECCUIE21XXX | Dublin 2 | 9 January 2025 |
| Gateway Credit Union Limited | BCUOIE21XXX | Co.Galway | 2 December 2024 |
| GORESBRIDGE CREDIT UNION LIMITED | GOCNIE21XXX | Goresbridge | 2 December 2024 |
| GRANARD CREDIT UNION LIMITED | GRRUIE21XXX | Co Longford | 2 December 2024 |
| Gurranabraher Credit Union Limited | GUCUIE21XXX | Co. Cork | 2 December 2024 |
| HEALTH SERVICES STAFFS CREDIT UNION LIMITED | HSSRIE21XXX | Dublin 8 | 2 December 2024 |
| Heartland Credit Union Limited | CDCIIE21XXX | Co Leitrim | 2 December 2024 |
| Heritage Credit Union | RDCUIE21XXX | Dublin | 2 December 2024 |
| INISHOWEN CREDIT UNION LIMITED | BURUIE21XXX | Co. Donegal | 2 December 2024 |
| Inspire Credit Union Limited | BIRIIE21XXX | Co. Cork | 2 December 2024 |
| JOURNI CREDIT UNION LIMITED | WACIIE21XXX | Waterford | 9 January 2025 |
| KANTURK CREDIT UNION LIMITED | KCRUIE21XXX | Co Cork | 9 January 2025 |
| Kilcock Kilcloon and District Credit Union | KPDCIE21XXX | Co Kildare | 2 December 2024 |
| KILDARE CREDIT UNION LIMITED | KIRIIE21XXX | Co Kildare | 2 December 2024 |
| KILLARNEY CREDIT UNION LIMITED | KIROIE21XXX | Co Kerry | 2 December 2024 |
| KILMALLOCK CREDIT UNION LIMITED | KIEUIE21XXX | Co Limerick | 2 December 2024 |
| Kilnamanagh-Tallaght West Credit Union | TWCUIE21XXX | Dublin | 2 December 2024 |
| KILRUSH CREDIT UNION LIMITED | KIENIE21XXX | Co. Clare | 2 December 2024 |
| LARKHILL AND DISTRICT CREDIT UNION LIMITED | LDCUIE21XXX | Dublin | 2 December 2024 |
| LE CHEILE CREDIT UNION LIMITED | ATCUIE21XXX | Co Meath | 2 December 2024 |
| LEIGHLIN CREDIT UNION LIMITED | LECIIE21XXX | Co Carlow | 31 August 2026 |
| LETTERKENNY CREDIT UNION LIMITED | LECOIE21XXX | Donegal | 2 December 2024 |
| LIFE CREDIT UNION LIMITED | NACUIE21XXX | NAAS | 9 January 2025 |
| LIFFORD CREDIT UNION LIMITED | LICUIE21XXX | Co Donegal | 2 December 2024 |
| Limerick & District Credit Union | CDEIIE21XXX | Caherdavin | 2 December 2024 |
| LINK CREDIT UNION | BIRUIE21XXX | BAILIEBOROUGH | 2 December 2024 |
| LISDUGGAN DISTRICT CREDIT UNION LIMITED | LDCOIE21XXX | LISDUGGAN | 2 December 2024 |
| LISTOWEL CREDIT UNION LIMITED | LICIIE21XXX | Co Kerry | 2 December 2024 |
| LUCAN DISTRICT CREDIT UNION LIMITED | LDCIIE21XXX | Co. Dublin | 2 December 2024 |
| MACROOM CREDIT UNION LIMITED | MADOIE21XXX | MACROOM | 9 January 2025 |
| MALAHIDE AND DISTRICT CREDIT UNION LIMITED | MDCIIE21XXX | Co. Dublin | 4 November 2024 |
| MALLOW CREDIT UNION LIMITED | MATNIE21XXX | Co Cork | 2 December 2024 |
| MANORHAMILTON AND DISTRICT CREDIT UNION LIMITED | MDCOIE21XXX | Co Leitrim | 2 December 2024 |
| MEMBER FIRST CREDIT UNION LTD | CLDIIE21XXX | Dublin 5 | 2 December 2024 |
| MIDLETON CREDIT UNION LIMITED | MIRNIE21XXX | Co Cork | 2 December 2024 |
| Mitchelstown Credit Union Limited | MIEUIE21XXX | Mitchelstown | 2 December 2024 |
| MONAGHAN CREDIT UNION LIMITED | MODIIE21XXX | Co Monaghan | 4 November 2024 |
| MONASTEREVAN CREDIT UNION LIMITED | MOEIIE21XXX | Co Kildare | 2 December 2024 |
| Monzo Bank Europe | MONZIE22XXX | Dublin 2 | 3 February 2026 |
| MOUNTMELLICK CREDIT UNION LIMITED | MOEOIE21XXX | Co Laois | 2 December 2024 |
| MULCAIR CREDIT UNION LIMITED | MURNIE21XXX | Co Tipperary | 9 January 2025 |
| myPOS Limited | MPOSIE2DXXX | Dublin | 6 February 2023 |
| NAOMH BREANDAIN CREDIT UNION LIMITED | NBCUIE21XXX | Galway | 2 December 2024 |
| Nenagh Credit Union Limited | NERIIE21XXX | Nenagh | 2 December 2024 |
| NEW ROSS CREDIT UNION LIMITED | NRCUIE21XXX | Wexford | 2 December 2024 |
| Newmarket Credit Union Limited | NEEUIE21XXX | Co. Cork | 2 December 2024 |
| NoFrixion Ltd | NFXNIE22XXX | Dublin | 6 November 2023 |
| North East Credit Union | DUCIIE21XXX | DUNDALK | 2 December 2024 |
| North Midlands Credit Union Limited | MURUIE21XXX | Co. Westmeath | 2 December 2024 |
| NORTH WEST CREDIT UNION LIMITED | SLRUIE21XXX | Sligo | 2 December 2024 |
| Our Lady Crowned Credit Union Limited | OLCCIE21XXX | Co. Cork | 2 December 2024 |
| Palmerstown Credit Union Limited | PAEUIE21XXX | Dublin | 2 December 2024 |
| Paysafe Prepaid Services Limited | PPSEIE22XXX | Dublin | 6 December 2021 |
| PEOPLE FIRST CREDIT UNION LTD. | POCOIE21XXX | Laois | 9 January 2025 |
| Permanent TSB Public Limited Company | IPBSIE2DXXX | DUBLIN | 2 December 2024 |
| Phoenix Credit Union | PRCUIE21XXX | DUBLIN | 9 January 2025 |
| PORTARLINGTON CREDIT UNION LIMITED | POCUIE21XXX | Co Laois | 9 January 2025 |
| PREMIER CREDIT UNION LIMITED | THCUIE21XXX | Co. Tipperary | 2 December 2024 |
| Prison Service Credit Union Ltd | PSCUIE21XXX | Dublin 7 | 2 December 2024 |
| PROGRESSIVE CREDIT UNION LIMITED | BLCUIE21XXX | BALBRIGGAN | 2 December 2024 |
| Public Service Credit Union | CSDOIE21XXX | Dublin | 2 December 2024 |
| RATHMORE AND DISTRICT CREDIT UNION LIMITED | RDRNIE21XXX | RATHMORE | 2 December 2024 |
| ROSCOMMON CREDIT UNION LIMITED | RORUIE21XXX | Roscommon | 2 December 2024 |
| RTE CREDIT UNION LIMITED | RTCUIE21XXX | Dublin 4 | 9 January 2025 |
| SAINT RAPHAEL'S GARDA CREDIT UNION LIMITED | SRGCIE21XXX | DUBLIN 22 | 2 December 2024 |
| SARSFIELD CREDIT UNION LIMITED | SADNIE21XXX | Limerick | 9 January 2025 |
| Savvi Credit Union Limited | PCUEIE21XXX | DUBLIN | 2 December 2024 |
| SHEEPHAVEN CREDIT UNION LIMITED | SHCUIE21XXX | Co Donegal | 9 January 2025 |
| Soldo Financial Services Ireland DAC | SFSNIE22XXX | Dublin | 10 May 2022 |
| South Dublin Credit Union Limited | STEIIE21XXX | Co. Dublin | 2 December 2024 |
| St Brigids Credit Union Limited | BREIIE21XXX | Co. Offaly | 9 January 2025 |
| ST. AGNES CREDIT UNION LIMITED | AGCUIE21XXX | Dublin 12 | 2 December 2024 |
| ST. AILBES CREDIT UNION LIMITED | AICUIE21XXX | Co Limerick | 2 December 2024 |
| ST. CANICE'S KILKENNY CREDIT UNION LIMITED | CKCNIE21XXX | Co. Kilkenny | 2 December 2024 |
| ST. COLMAN'S (CLAREMORRIS) CREDIT UNION LIMITED | CCRNIE21XXX | Co Mayo | 9 January 2025 |
| ST. COLMCILLE'S (KELLS) CREDIT UNION LIMITED | CKCUIE21XXX | Kells, Co. Meath | 2 December 2024 |
| ST. COLUMBA'S CREDIT UNION LIMITED | CLDOIE21XXX | Co. Galway | 2 December 2024 |
| ST. DECLAN'S ASHBOURNE CREDIT UNION LIMITED | DACNIE21XXX | Ashbourne | 2 December 2024 |
| ST. FRANCIS' CREDIT UNION LIMITED | FRCUIE21XXX | ENNIS | 9 January 2025 |
| ST. MICHAEL'S CREDIT UNION LIMITED | MICIIE21XXX | Co Cork | 9 January 2025 |
| ST. PAUL'S GARDA CREDIT UNION LIMITED | PGCUIE21XXX | CORK | 2 December 2024 |
| SumUp Limited | SUMUIE22XXX | Dublin | 8 June 2021 |
| Tallaght and Firhouse Credit Union Limited | TDCOIE21XXX | Dublin | 2 December 2024 |
| TEACHERS' UNION OF IRELAND CREDIT UNION LIMITED | TUIRIE21XXX | Dublin 12 | 2 December 2024 |
| TEMPLEMORE CREDIT UNION LIMITED | TERIIE21XXX | Co Tipperary | 9 January 2025 |
| THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND | BOFIIE2DXXX | DUBLIN | 6 January 2025 |
| THE LOUGH CREDIT UNION LIMITED | LOCIIE21XXX | Co. Cork | 2 December 2024 |
| THE ROSSES CREDIT UNION LIMITED | ROCUIE21XXX | Dungloe | 9 January 2025 |
| THOMASTOWN CREDIT UNION LIMITED | THCNIE21XXX | Co Kilkenny | 9 January 2025 |
| Tipperary Credit Union Limited | TICUIE21XXX | Co. Tipperary | 2 December 2024 |
| Tower Credit Union | CLRIIE21XXX | CLONDALKIN | 2 December 2024 |
| TrueLayer (Ireland) Limited | TRYEIE22XXX | Dublin | 6 December 2021 |
| TUBBERCURRY AND DISTRICT CREDIT UNION LIMITED | TDCNIE21XXX | Co Sligo | 9 January 2025 |
| TULLAMORE CREDIT UNION LIMITED | TURUIE21XXX | TULLAMORE | 2 December 2024 |
| TULLOW CREDIT UNION LIMITED | TUCNIE21XXX | Co Carlow | 2 December 2024 |
| Virginia Credit Union Limited | VICNIE21XXX | Co. Cavan | 6 January 2025 |
| West Midlands Credit Union Limited | JACIIE21XXX | Co. Galway | 2 December 2024 |
| WESTPORT CREDIT UNION LIMITED | WECIIE21XXX | WESTPORT | 2 December 2024 |
| WEXFORD CREDIT UNION LIMITED | WECUIE21XXX | Co Wexford | 2 December 2024 |
| YOUGHAL CREDIT UNION LIMITED | YOCUIE21XXX | Co. Cork | 2 December 2024 |