SEPA Instant banks in Estonia
Institutions in Estonia registered for SEPA Instant according to the official EPC register, with BIC and joining date.
Estonia is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
| Institution | BIC | City | SEPA Instant |
|---|---|---|---|
| AS LHV PANK | LHVBEE22XXX | TALLINN | 20 November 2018 |
| AS SEB PANK | EEUHEE2XXXX | TALLINN | 21 November 2017 |
| BIGBANK AS | BIGKEE2BXXX | Tartu | 6 March 2023 |
| Coop Pank AS | EKRDEE22XXX | TALLINN | 9 April 2019 |
| Crowdestate AS | CRWDEE22XXX | Tallinn | from 2 November 2026 |
| inHouse Pay AS | IHPYEE22XXX | Tallinn | 11 May 2021 |
| Luminor Bank AS | RIKOEE22XXX | TALLINN | 31 August 2021 |
| Monemon AS | MOMNEE22XXX | Talinn | 4 March 2024 |
| Swedbank AS | HABAEE2XXXX | TALLINN | 11 September 2018 |