SEPA Instant banks in United Kingdom

Institutions in United Kingdom registered for SEPA Instant according to the official EPC register, with BIC and joining date.

United Kingdom is not an EU member state, so the deadlines of Regulation (EU) 2024/886 do not apply to it directly. Each bank decides whether to join the SEPA Instant scheme.

InstitutionBICCitySEPA Instant
3S MONEY CLUB LIMITEDMOLUGB22XXXLondon5 May 2025
Bilderlings Pay LimitedBIYSGB2AXXXLondon1 February 2021
Cambridge Mercantile Corp. (UK) LimitedCMFXGB2LXXXLondon7 November 2023
Clear Junction LimitedCLJUGB21XXXLondon2 March 2020
CUBLOX Ltd.CUBXGB22XXXLondon10 November 2025
DIXIPAYDIXPGB2LXXXLondon6 October 2025
Equals Money UK LimitedSPPVGB2LXXXLondon8 February 2022
EUROPE ARAB BANK PLCARABGB2LXXXLONDON9 March 2026
Financial House LimitedFNHOGB21XXXLondon2 September 2019
FINSEI LTDALYAGB2LXXXLondon1 June 2025
Global Remit XchangeTONIGB22XXXLeicester7 March 2022
Global Star Finance LtdGLTFGB21XXXLONDON5 September 2022
GoCardless LtdSELNGB21XXXLondon6 October 2025
HiFX Europe LimitedHIFXGB2LXXXBracknell6 December 2021
ICICI Bank UK PlcICICDEFFXXXLONDON6 January 2025
iFAST Global Bank LimitedEZYRGB2LXXXLondon4 May 2026
KP Pay LimitedPYYYGB22XXXLondon3 November 2025
LHV BANK LimitedLHVBGB2LXXXLondon4 May 2020
Modulr FS LimitedMODRGB23XXXLondon29 March 2022
Monetley LTDFOUNGB21XXXLondon4 May 2020
Moorwand LTDMOOWGB22XXXLondon10 December 2019
MSBB MONEY LTDMSBBGB2LXXXLondon7 October 2019
Multipass Platforms LtdDMPLGB22XXXLondon4 September 2023
MY EU PAY Ltd.PYYPGB21XXXLondon7 December 2020
MYPOS Payment LimitedMPOSGB2LXXXLondon5 March 2018
NORTHERN BANK LIMITED (TRADE NAME DANSKE BANK)DABAGB2BXXXBELFAST1 April 2019
NOVEBA LIMITEDVEBAGB2LXXXLondon15 June 2023
OPAY HOLDING LIMITEDOPAHGB32XXXSt Albans1 April 2026
Optim System LTDOPSYGB22XXXEngland7 April 2026
payabl.(UK) LimitedPYBLGB2LXXXLondon2 June 2025
Payhawk Financial services LimitedHAWKGB22XXXLondon2 June 2025
Payoma LimitedPAOMGB21XXXLondon8 October 2018
PESAPEER PAYMENTS LIMITEDPEPYGB22XXXEngland2 February 2026
PRIVAT 3 MONEY, LTDPRNYGB2LXXXLondon14 April 2026
Revolut LTDREVOGB21XXXLondon1 June 2020
Settlego Solutions LimitedSEOUGB21XXXLondon8 March 2019
SMBC Bank International plcSMBCGB2LXXXLONDON9 May 2025
Standard Chartered Bank LondonSCBLGB2LXXXLondon3 July 2023
SumUp Payments LtdSUPAGB21XXXLondon2 March 2020
Transferra UN LimitedTANFGB22XXXLONDON12 December 2022
VITESSE PSP LIMITEDVTSSGB2LXXXLondon4 June 2019
Wirex LimitedWIRXGB22XXXLondon30 November 2025
Wise Payments LTDTRWIGB22XXXlondon7 August 2018