Does SEPAGA E.M.I. LTD accept SEPA Instant?
SEPAGA E.M.I. LTD (SEPMCY2NXXX, Cyprus) joins SEPA Instant on 7 December 2026.
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Not accepting SEPA Instant yet
Joins the scheme on 7 December 2026.
- Institution
- SEPAGA E.M.I. LTD
- BIC / SWIFT
- SEPMCY2NXXX
- City
- Nicosia
- Country
- Cyprus
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 17 June 2019 |
| SEPA Instant (SCT Inst) | Future participation | 7 December 2026 |
Cyprus is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does SEPAGA E.M.I. LTD accept SEPA Instant transfers?
It is listed with a joining date of 7 December 2026.
What is the BIC code of SEPAGA E.M.I. LTD?
SEPMCY2NXXX.