SEPA Instant banks in Finland
Institutions in Finland registered for SEPA Instant according to the official EPC register, with BIC and joining date.
Finland is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
| Institution | BIC | City | SEPA Instant |
|---|---|---|---|
| Aktia Bank p.l.c. | HELSFIHHXXX | HELSINKI | 4 May 2020 |
| Alisa Bank Plc | EVSEFIHHXXX | Helsinki | 6 January 2025 |
| BANK OF ALAND PLC | AABAFI22XXX | MARIEHAMN | 10 February 2022 |
| Bonum Bank Ltd. | POPFFI22XXX | ESPOO | 2 May 2019 |
| Holvi Payment Services Oy | HOLVFIHHXXX | Helsinki | 2 December 2024 |
| Ivy Pay Oy | IVPYFIH2XXX | HELSINKI | 2 February 2026 |
| Narvi Payments Ob Ay | NARYFIH2XXX | HELSINKI | 5 September 2022 |
| Nordea Bank Abp | NDEAFIHHXXX | HELSINKI | 1 October 2018 |
| OP Corporate Bank plc | OKOYFIHHXXX | HELSINKI | 9 April 2019 |
| PaySaxas Oy | PASXFIH2XXX | Helsinki | 1 September 2025 |
| S-BANK Plc. | SBANFIHHXXX | Helsinki | 10 February 2022 |
| SAASTOPANKKIEN KESKUSPANKKI SUOMI OYJ | ITELFIHHXXX | HELSINKI | 2 May 2019 |
| Wamo Solutions Oy | WAMOFIH2XXX | Helsinki | 1 September 2025 |