Does Monzo Bank Europe accept SEPA Instant?
Monzo Bank Europe (MONZIE22XXX, Dublin 2, Ireland) has been registered for SEPA Instant since 3 February 2026 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- Monzo Bank Europe
- BIC / SWIFT
- MONZIE22XXX
- City
- Dublin 2
- Country
- Ireland
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 10 February 2026 |
| SEPA Instant (SCT Inst) | Registered | 3 February 2026 |
| SEPA Direct Debit Core | Registered | 10 February 2026 |
Ireland is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does Monzo Bank Europe accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 3 February 2026.
What is the BIC code of Monzo Bank Europe?
MONZIE22XXX.