Does Heartland Credit Union Limited accept SEPA Instant?

Heartland Credit Union Limited (CDCIIE21XXX, Co Leitrim, Ireland) has been registered for SEPA Instant since 2 December 2024 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
Heartland Credit Union Limited
BIC / SWIFT
CDCIIE21XXX
City
Co Leitrim
Country
Ireland

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered5 June 2017
SEPA Instant (SCT Inst)Registered2 December 2024
SEPA Direct Debit CoreRegistered2 April 2024

Ireland is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does Heartland Credit Union Limited accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 2 December 2024.

What is the BIC code of Heartland Credit Union Limited?

CDCIIE21XXX.