Does Luminor Bank AS accept SEPA Instant?
Luminor Bank AS (RIKOEE22XXX, TALLINN, Estonia) has been registered for SEPA Instant since 31 August 2021 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- Luminor Bank AS
- BIC / SWIFT
- RIKOEE22XXX
- City
- TALLINN
- Country
- Estonia
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 8 December 2009 |
| SEPA Instant (SCT Inst) | Registered | 31 August 2021 |
Estonia is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does Luminor Bank AS accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 31 August 2021.
What is the BIC code of Luminor Bank AS?
RIKOEE22XXX.