Does Lloyds Bank plc accept SEPA Instant?

Lloyds Bank plc (LOYDGB2LXXX, United Kingdom) is listed in EPC SEPA registers but not in the SEPA Instant register.

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Not listed in the SEPA Instant register

It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.

Institution
Lloyds Bank plc
BIC / SWIFT
LOYDGB2LXXX
City
LONDON
Country
United Kingdom

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered28 January 2008
SEPA Direct Debit CoreRegistered2 November 2009
SEPA Direct Debit B2BRegistered1 November 2010

United Kingdom is not an EU member state, so the deadlines of Regulation (EU) 2024/886 do not apply to it directly. Each bank decides whether to join the SEPA Instant scheme.

Identify another bank by IBAN

Frequently asked questions

Does Lloyds Bank plc accept SEPA Instant transfers?

It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.

What is the BIC code of Lloyds Bank plc?

LOYDGB2LXXX.