Does UNICREDIT BULBANK AD accept SEPA Instant?

UNICREDIT BULBANK AD (UNCRBGSFXXX, SOFIA, Bulgaria) has been registered for SEPA Instant since 3 November 2025 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
UNICREDIT BULBANK AD
BIC / SWIFT
UNCRBGSFXXX
City
SOFIA
Country
Bulgaria

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered28 January 2008
SEPA Instant (SCT Inst)Registered3 November 2025
SEPA Direct Debit B2BRegistered6 June 2011

Bulgaria adopted the euro on 1 January 2026. Its payment service providers have until 1 January 2027 to meet the instant transfer, equal charges and Verification of Payee obligations of Regulation (EU) 2024/886.

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Frequently asked questions

Does UNICREDIT BULBANK AD accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 3 November 2025.

What is the BIC code of UNICREDIT BULBANK AD?

UNCRBGSFXXX.