Does Union-Bank AG accept SEPA Instant?
Union-Bank AG (UNBNDE21XXX, Flensburg, Germany) has been registered for SEPA Instant since 20 November 2018 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- Union-Bank AG
- BIC / SWIFT
- UNBNDE21XXX
- City
- Flensburg
- Country
- Germany
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 28 January 2008 |
| SEPA Instant (SCT Inst) | Registered | 20 November 2018 |
| SEPA Direct Debit Core | Registered | 2 November 2009 |
| SEPA Direct Debit B2B | Registered | 2 November 2009 |
Germany is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does Union-Bank AG accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 20 November 2018.
What is the BIC code of Union-Bank AG?
UNBNDE21XXX.