Does UNICRE - INSTITUICAO FINANCEIRA DE CREDITO S.A. accept SEPA Instant?

UNICRE - INSTITUICAO FINANCEIRA DE CREDITO S.A. (UIFCPTPTXXX, LISBON, Portugal) has been registered for SEPA Instant since 6 January 2025 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
UNICRE - INSTITUICAO FINANCEIRA DE CREDITO S.A.
BIC / SWIFT
UIFCPTPTXXX
City
LISBON
Country
Portugal

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered4 June 2012
SEPA Instant (SCT Inst)Registered6 January 2025
SEPA Direct Debit CoreRegistered8 July 2013

Portugal is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does UNICRE - INSTITUICAO FINANCEIRA DE CREDITO S.A. accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 6 January 2025.

What is the BIC code of UNICRE - INSTITUICAO FINANCEIRA DE CREDITO S.A.?

UIFCPTPTXXX.