Does UNICAJA BANCO SAU accept SEPA Instant?

UNICAJA BANCO SAU (UCJAES2MXXX, MALAGA, Spain) has been registered for SEPA Instant since 21 November 2017 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
UNICAJA BANCO SAU
BIC / SWIFT
UCJAES2MXXX
City
MALAGA
Country
Spain

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered15 December 2011
SEPA Instant (SCT Inst)Registered21 November 2017
SEPA Direct Debit CoreRegistered15 December 2011
SEPA Direct Debit B2BRegistered15 December 2011

Spain is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does UNICAJA BANCO SAU accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 21 November 2017.

What is the BIC code of UNICAJA BANCO SAU?

UCJAES2MXXX.