Does ZIRAAT BANK International AG accept SEPA Instant?

ZIRAAT BANK International AG (TCZBDEFFXXX, Frankfurt am Main, Germany) has been registered for SEPA Instant since 2 December 2024 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
ZIRAAT BANK International AG
BIC / SWIFT
TCZBDEFFXXX
City
Frankfurt am Main
Country
Germany

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered28 January 2008
SEPA Instant (SCT Inst)Registered2 December 2024
SEPA Direct Debit CoreRegistered1 November 2010
SEPA Direct Debit B2BRegistered1 November 2010

Germany is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does ZIRAAT BANK International AG accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 2 December 2024.

What is the BIC code of ZIRAAT BANK International AG?

TCZBDEFFXXX.