Does Swile Payment accept SEPA Instant?

Swile Payment (SWPAFR22XXX, Montpellier, France) has been registered for SEPA Instant since 1 July 2026 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
Swile Payment
BIC / SWIFT
SWPAFR22XXX
City
Montpellier
Country
France

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered6 February 2023
SEPA Instant (SCT Inst)Registered1 July 2026
SEPA Direct Debit CoreRegistered6 February 2023

France is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does Swile Payment accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 1 July 2026.

What is the BIC code of Swile Payment?

SWPAFR22XXX.