Does UNIVERSO, IME, S.A. accept SEPA Instant?
UNIVERSO, IME, S.A. (SONVPTP1XXX, Maia, Portugal) has been registered for SEPA Instant since 4 September 2023 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- UNIVERSO, IME, S.A.
- BIC / SWIFT
- SONVPTP1XXX
- City
- Maia
- Country
- Portugal
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 6 January 2020 |
| SEPA Instant (SCT Inst) | Registered | 4 September 2023 |
| SEPA Direct Debit Core | Registered | 6 January 2020 |
Portugal is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does UNIVERSO, IME, S.A. accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 4 September 2023.
What is the BIC code of UNIVERSO, IME, S.A.?
SONVPTP1XXX.