Does PayDo EU Ltd. accept SEPA Instant?

PayDo EU Ltd. (PELDMTM2XXX, BIRKIRKARA, Malta) has been registered for SEPA Instant since 15 September 2025 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
PayDo EU Ltd.
BIC / SWIFT
PELDMTM2XXX
City
BIRKIRKARA
Country
Malta

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered15 September 2025
SEPA Instant (SCT Inst)Registered15 September 2025
SEPA Direct Debit CoreRegistered15 September 2025

Malta is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does PayDo EU Ltd. accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 15 September 2025.

What is the BIC code of PayDo EU Ltd.?

PELDMTM2XXX.