Does FinXP Limited accept SEPA Instant?

FinXP Limited (PAUUMTM1XXX, Naxxar, Malta) has been registered for SEPA Instant since 6 February 2023 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
FinXP Limited
BIC / SWIFT
PAUUMTM1XXX
City
Naxxar
Country
Malta

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered6 May 2019
SEPA Instant (SCT Inst)Registered6 February 2023
SEPA Direct Debit CoreRegistered6 January 2020

Malta is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does FinXP Limited accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 6 February 2023.

What is the BIC code of FinXP Limited?

PAUUMTM1XXX.