Does Papaya LTD accept SEPA Instant?

Papaya LTD (PAPYMTMTXXX, Gzira, Malta) has been registered for SEPA Instant since 1 September 2025 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
Papaya LTD
BIC / SWIFT
PAPYMTMTXXX
City
Gzira
Country
Malta

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered7 May 2018
SEPA Instant (SCT Inst)Registered1 September 2025

Malta is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does Papaya LTD accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 1 September 2025.

What is the BIC code of Papaya LTD?

PAPYMTMTXXX.