Does OPEN BANK S.A. accept SEPA Instant?

OPEN BANK S.A. (OPENESMMXXX, BOADILLA DEL MONTE, MADRID, Spain) has been registered for SEPA Instant since 4 June 2018 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
OPEN BANK S.A.
BIC / SWIFT
OPENESMMXXX
City
BOADILLA DEL MONTE, MADRID
Country
Spain

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered7 May 2012
SEPA Instant (SCT Inst)Registered4 June 2018
SEPA Direct Debit CoreRegistered1 November 2010

Spain is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does OPEN BANK S.A. accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 4 June 2018.

What is the BIC code of OPEN BANK S.A.?

OPENESMMXXX.