Does Raisin Bank AG accept SEPA Instant?
Raisin Bank AG (MHBFDEFFXXX, FRANKFURT, Germany) has been registered for SEPA Instant since 13 January 2026 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- Raisin Bank AG
- BIC / SWIFT
- MHBFDEFFXXX
- City
- FRANKFURT
- Country
- Germany
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 28 January 2008 |
| SEPA Instant (SCT Inst) | Registered | 13 January 2026 |
| SEPA Direct Debit Core | Registered | 1 November 2010 |
| SEPA Direct Debit B2B | Registered | 1 April 2019 |
Germany is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does Raisin Bank AG accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 13 January 2026.
What is the BIC code of Raisin Bank AG?
MHBFDEFFXXX.