Does Memo Bank SA accept SEPA Instant?

Memo Bank SA (MEMOFRP2XXX, Paris, France) has been registered for SEPA Instant since 15 February 2022 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
Memo Bank SA
BIC / SWIFT
MEMOFRP2XXX
City
Paris
Country
France

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered8 September 2020
SEPA Instant (SCT Inst)Registered15 February 2022
SEPA Direct Debit CoreRegistered8 September 2020
SEPA Direct Debit B2BRegistered8 September 2020

France is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does Memo Bank SA accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 15 February 2022.

What is the BIC code of Memo Bank SA?

MEMOFRP2XXX.