Does BANCO SANTANDER CONSUMER PORTUGAL SA accept SEPA Instant?

BANCO SANTANDER CONSUMER PORTUGAL SA (IBNBPTP1XXX, Portugal) is listed in EPC SEPA registers but not in the SEPA Instant register.

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Not listed in the SEPA Instant register

It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.

Institution
BANCO SANTANDER CONSUMER PORTUGAL SA
BIC / SWIFT
IBNBPTP1XXX
City
LISBON
Country
Portugal

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered5 March 2012

Portugal is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

Identify another bank by IBAN

Frequently asked questions

Does BANCO SANTANDER CONSUMER PORTUGAL SA accept SEPA Instant transfers?

It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.

What is the BIC code of BANCO SANTANDER CONSUMER PORTUGAL SA?

IBNBPTP1XXX.