Does BANCO DE ESPANA accept SEPA Instant?
BANCO DE ESPANA (ESPBESMMXXX, Spain) is listed in EPC SEPA registers but not in the SEPA Instant register.
!
Not listed in the SEPA Instant register
It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.
- Institution
- BANCO DE ESPANA
- BIC / SWIFT
- ESPBESMMXXX
- City
- MADRID
- Country
- Spain
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 28 January 2008 |
Spain is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
Identify another bank by IBAN
Frequently asked questions
Does BANCO DE ESPANA accept SEPA Instant transfers?
It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.
What is the BIC code of BANCO DE ESPANA?
ESPBESMMXXX.