Does LYF accept SEPA Instant?

LYF (CMCIFR21BCI, France) is listed in EPC SEPA registers but not in the SEPA Instant register.

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Not listed in the SEPA Instant register

It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.

Institution
LYF
BIC / SWIFT
CMCIFR21BCI
City
Strasbourg
Country
France

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered2 December 2024
SEPA Direct Debit CoreRegistered2 December 2024
SEPA Direct Debit B2BRegistered2 December 2024

France is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

Identify another bank by IBAN

Frequently asked questions

Does LYF accept SEPA Instant transfers?

It may participate through another institution. In the euro area banks must receive instant payments since January 2025: confirm before sending.

What is the BIC code of LYF?

CMCIFR21BCI.