Does BANCO SANTANDER S.A. accept SEPA Instant?
BANCO SANTANDER S.A. (BSCHESMMXXX, Boadilla del Monte (MADRID), Spain) has been registered for SEPA Instant since 21 November 2017 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- BANCO SANTANDER S.A.
- BIC / SWIFT
- BSCHESMMXXX
- City
- Boadilla del Monte (MADRID)
- Country
- Spain
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 28 January 2008 |
| SEPA Instant (SCT Inst) | Registered | 21 November 2017 |
| SEPA Direct Debit Core | Registered | 1 November 2010 |
| SEPA Direct Debit B2B | Registered | 1 November 2010 |
Spain is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does BANCO SANTANDER S.A. accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 21 November 2017.
What is the BIC code of BANCO SANTANDER S.A.?
BSCHESMMXXX.