Does Banco Cetelem SAU accept SEPA Instant?
Banco Cetelem SAU (BNPAESM2XXX, MADRID, Spain) has been registered for SEPA Instant since 14 March 2022 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- Banco Cetelem SAU
- BIC / SWIFT
- BNPAESM2XXX
- City
- MADRID
- Country
- Spain
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 5 July 2021 |
| SEPA Instant (SCT Inst) | Registered | 14 March 2022 |
| SEPA Direct Debit Core | Registered | 5 July 2021 |
Spain is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does Banco Cetelem SAU accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 14 March 2022.
What is the BIC code of Banco Cetelem SAU?
BNPAESM2XXX.