Does BANK OF AFRICA EUROPE, S.A.U. accept SEPA Instant?
BANK OF AFRICA EUROPE, S.A.U. (BMCEESMMXXX, MADRID, Spain) has been registered for SEPA Instant since 10 November 2025 according to the EPC register.
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Registered for SEPA Instant
Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.
- Institution
- BANK OF AFRICA EUROPE, S.A.U.
- BIC / SWIFT
- BMCEESMMXXX
- City
- MADRID
- Country
- Spain
SEPA scheme participation
| Scheme | Status | Readiness date |
|---|---|---|
| SEPA Credit Transfer (SCT) | Registered | 9 April 2012 |
| SEPA Instant (SCT Inst) | Registered | 10 November 2025 |
| SEPA Direct Debit Core | Registered | 1 November 2010 |
Spain is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.
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Frequently asked questions
Does BANK OF AFRICA EUROPE, S.A.U. accept SEPA Instant transfers?
It has been listed in the EPC SCT Inst register since 10 November 2025.
What is the BIC code of BANK OF AFRICA EUROPE, S.A.U.?
BMCEESMMXXX.