Does flatexDEGIRO Bank SE accept SEPA Instant?

flatexDEGIRO Bank SE (BIWBDE33XXX, Frankfurt, Germany) has been registered for SEPA Instant since 6 April 2021 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
flatexDEGIRO Bank SE
BIC / SWIFT
BIWBDE33XXX
City
Frankfurt
Country
Germany

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered5 November 2012
SEPA Instant (SCT Inst)Registered6 April 2021
SEPA Direct Debit CoreRegistered1 November 2010
SEPA Direct Debit B2BRegistered3 February 2014

Germany is in the euro area. Under Regulation (EU) 2024/886, its banks must be able to receive instant euro transfers since 9 January 2025 and send them since 9 October 2025. Payment and e-money institutions have until 9 April 2027.

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Frequently asked questions

Does flatexDEGIRO Bank SE accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 6 April 2021.

What is the BIC code of flatexDEGIRO Bank SE?

BIWBDE33XXX.