Does BULGARIAN-AMERICAN CREDIT BANK accept SEPA Instant?

BULGARIAN-AMERICAN CREDIT BANK (BGUSBGSFXXX, SOFIA, Bulgaria) has been registered for SEPA Instant since 6 October 2025 according to the EPC register.

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Registered for SEPA Instant

Listed in the EPC SCT Inst register. Registration does not guarantee every transfer will be accepted.

Institution
BULGARIAN-AMERICAN CREDIT BANK
BIC / SWIFT
BGUSBGSFXXX
City
SOFIA
Country
Bulgaria

SEPA scheme participation

SchemeStatusReadiness date
SEPA Credit Transfer (SCT)Registered28 January 2008
SEPA Instant (SCT Inst)Registered6 October 2025

Bulgaria adopted the euro on 1 January 2026. Its payment service providers have until 1 January 2027 to meet the instant transfer, equal charges and Verification of Payee obligations of Regulation (EU) 2024/886.

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Frequently asked questions

Does BULGARIAN-AMERICAN CREDIT BANK accept SEPA Instant transfers?

It has been listed in the EPC SCT Inst register since 6 October 2025.

What is the BIC code of BULGARIAN-AMERICAN CREDIT BANK?

BGUSBGSFXXX.